How Much Is 4 Figures In Money? Can You Survive On That Per Year?
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In all honesty, earning a four-figure income per week or month can give you enough financial stability for a comfortable life. You can certainly live comfortably on a four-figure monthly salary! I’ve prepared this article to explain to you why it is possible.
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If you’re currently searching for job opportunities on popular job sites like Indeed, ZipRecruiter, and Zippia, you will notice that many jobs offer a four-figure salary per month. Nonetheless, you might be unsure if this is considered a good salary, and if you should apply for these jobs.
Alternatively, perhaps you have secured a job that pays a four-figure salary already, but you are still wondering if it’s a good offer.
It’s the reason why I have prepared this blog post for you. By the end of this article, you’ll know whether a four-figure income can provide financial stability and comfort or not. Moreover, I’ll give you insight into the types of jobs that pay a four-figure monthly salary so that you can be aware of the options available to you.
What Does 4 Figures Mean In Terms Of Money?
So 4 figure in terms of money is any amount that falls between $1,000 and $9,999, if we’re considering it in U.S. dollars. Your income can vary depending on your job or the services you offer to clients. It’s possible to earn a 4-figure income after only a few days of work. But most people who earn a four-figure salary make that amount on a monthly basis.
In addition to earning a four-figure salary, there are also many items that cost four figures. When you’re surfing the web, you can come across many products that fall within this price range – for example, the Gucci Horsebit 1955 shoulder bag costs around $2,980. You can also find watches, used cars, and other items that are valued within the four-figure range.
How Much Is 4 Figures?
If you’re earning between $1,000 and $9,999 in salary, then you’re earning four figures. Earning a four-figure salary per month can be enough to afford all your basic needs in most places in the world. However, your ability to live comfortably on a four-figure income depends on where your location and lifestyle.
Assuming you make $2,000 per month in a country like Thailand or Mexico, you can live comfortably when you convert that money into those countries’ local currency. But earning that same amount in the U.S. can’t give you enough financial stability and comfort.
Even though 4 figures in terms of money is between $1,000 and $9,999 – there are levels. This can be divided into three; low-end 4 figures, mid-4 figures, and high-end 4 figures. So let’s look at the range that is low, mid, or high.
How Much Is Considered As Low 4 Figures?
Between $1,000 and $3,000 is considered low 4 figures. If your salary is within this range, it’s not much but it’s still manageable.
So how much will you make per annum if in case you’re in the low 4 figures? ($1,000 x 12) = $12,000 and ($3,000 x 12) = $36,000. Thus, you shall be earning between $12,000 and $36,000 per annum.
Whether or not you can live comfortably on let’s say – $30,000 simply depends on your lifestyle – and the place you choose to live. In the U.S. for instance, choosing to live in cities like Los Angeles, San Francisco, New York City, or Chicago will be a bad idea. But you’ll do very well if you move to a place like Alabama, Utah, or Idaho.
How Much Is Considered As Mid 4 Figures?
If we’re looking for a specific amount, then the mid-4 figures is exactly $5,000 in terms of the U.S. dollars. But because we are more interested in the range, a mid-4 figure is between $4,000 and $6,000.
There are various jobs or businesses you can start to make such amount of money which we shall discuss soon. However, it’s worth noting that earning a mid-four-figure income per month is a sufficient salary to maintain a comfortable standard of living.
The median weekly income in the U.S. after the first quarter of 2023 was $1,100 according to reports from the Bureau of Labor Statistics. And multiplying that by 4 weeks – ($1,100 x 4) = $4,400, which falls in the mid 4 figures range. Hence, it’s good money to be made.
How Much Is Considered As High 4 Figures?
Now, the high 4 figures. This ranges from $7,000 to $9,999 in the U.S. dollars. In fact, earning within the high 4 figures every month or week will give you some level of financial control – as long as you avoid spending on unnecessary items.
Even though you’ll be ahead if you’re earning a high-four-figure income, you will struggle to live off of that if it’s per year, anywhere in the U.S. However, if you move to countries with weak currency – you’ll be alright with a four-figure income per year if you’re earning in U.S. dollars.
Now that you know how well you can live on a 4-figure income, let’s have a look at some of the things you can do to make that amount of money! Many people earn this amount of money on a weekly or monthly basis, and some even make it in a single day. Others supplement their income by earning this amount through their side hustles.
If you want to know how to earn a four-figure income per week rather than per month, stick around and find out how to make that possible. You will also find out the kind of side hustles that can help you earn a four-figure income on the side.
Jobs That Pay 4 Figures Per Month
Here are a few jobs you can do to earn a 4-figure income per month. You can apply for these jobs on many job sites online – including Indeed, ZipRecruiter, and Zippia.
1. Hairstylist
The average salary for a hairstylist or hairdresser is $38,191 per year. That is equivalent to $18.36 per hour, $734 per week, or $3,182 per month – according to ZipRecruiter. Therefore, if you have the needed skills, you can do this job to make a living.
2. Delivery driver
The national average salary for a delivery driver job is $38,785 per year – that is equivalent to $18.65 per hour(Source: Zippia). Delivery driver jobs are all over the place. You can work for companies like:
- DoorDash
- Shipt
- Instacart
- Postmates
- Uber Eats – etc.
3. Bartender
You can also work as a bartender to earn a 4-figure salary per month. The least pay for bartenders is $1,416 per month, but the average salary is $2, 216. From my research, only a very small fraction of bartenders earn close to the high 4-figure salary range($7,000 – $9,999 per month). So don’t expect to earn above $6,000 per month.
4. Housesitter
It seems that housesitters earn a reasonable salary because the average monthly salary in the U.S. is $74,200 according to ZipRecruiter. So that is around $6,183 per month. You can find housesitter jobs on sites like Trusted Housesitters, House Sitters America, Housecarers.com, and Mind My House.
5. Dog walker
If you like dogs, you can walk people’s dogs on sites like Rover, Wag, and PetSitter. Dog walkers earn $32,143 per year on average in the U.S.
6. Factory worker
As a factory worker, you can earn $14 – $16 per hour. The entry-level salary is around $22,000 per year for this job. However, the top-earning factory workers make about $38,000 per year in the United States according to Zippia.
7. Office Clerical assistant
In the U.S., office clerical assistants earn $28,373 per annum. This is equivalent to $13.64 per hour or $2,364 per month. You can apply for office clerical assistant job positions on sites like Zippia and Indeed.
8. Operations specialist
The salary range for this job is between $35,000 and $85,000 per year – with the average salary being $54,752. The highest-paying states for operations specialists in the U.S. are Vermont, New Hampshire, Massachusetts, and Rhode Island.
Side Hustles That Can Earn You 4 Figures
Besides full-time jobs, you can also start some side hustles to make a four-figure income. Some of these side hustles won’t fetch you 4 figures right out of the gate but if you put in the work you will surely make four figures.
Here are some of the side hustle ideas you can give a try:
- Sell feet pics online
- Sell general body photos online
- Start a blog website
- Become a voice-over artist
- Answer surveys online: The best survey sites you can join are Swagbucks and Survey Junkie.
- Start testing products for brands
- Rent out your empty space using the Neighbor app
- Join these sites to teach English online.
Final Words – How Much Is 4 Figures In Money?
If you earn 4 figures per day, per week, or per month – then you can definitely live comfortably, however, it’s impossible to survive on that per year.
After everything has been said, now that you know that 4 figures in terms of money is any amount between $1,000 and $9,999 – how is it going to inspire you to make more money?
If you have a job offer that will pay you a four-figure salary per month, accept it – and look for ways to amplify your income. You can try any of the side hustles that have been mentioned above.
If you want to earn 6, 7, or 8 figures per month or per year in the future, it’s possible – all that you’ve to do is upgrade yourself – learn new valuable skills that are relevant in our current world.
I hope that this article was insightful – I wish you more dollars and freedom.
Manuelo is an entrepreneur and a personal finance nerd. He is the founder of Dollars And Freedom. An expert in side hustles, online gigs, and everything about making money. His works have been featured on major financial publications, like Business Insider, GoBankingRates, Investopedia, Entrepreneur, and more. When he’s not busy with his blog or writing for others, you’ll catch him hanging out with loved ones or reading books on stoicism and self-development.
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