Is TopCashback Legit or Scam? (My Honest Review)
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You may have been shopping online for a while now – but did you actually know that there were some apps that pay back a percentage of your money whenever you shop online?
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Well, if you didn’t know, now you know and in this article, we shall be looking at one of these incredible apps. So if you’re the kind of person that loves shopping, most especially online, then there is finally a piece of good news since you would be getting some of your money back from now onwards.
TopCashback is an app that millions of people have made millions of dollars from, and looking at the plans the app has, the future is certainly promising for anybody who would start using this great cashback app.
Like I said earlier, there are numerous cashback apps – therefore, what makes TopCashback one of the best? Can it be trusted or is it legit? How can you make money from this app? This and many more you shall know, therefore consider reading to the end.
What Is TopCashback?
TopCashback is one of the cool apps that give you special discounts and deals any time you shop online from one of their brand partners. The app is one of the oldest cashback apps – it was first established in the United Kingdom in 2005, it remained in the U.K. for a couple of years and finally in 2011 got introduced in the United States.
At the moment, it’s one of the fastest-growing cashback apps with over 20 million worldwide users. The over 20 million users save millions of dollars annually thanks to TopCashback. Moreover, Topcashback is highly reputable and has a 4.4-star rating from Trustpilot.
Users of TopCashback get the opportunity to shop from the 4,400 retailers that have partnered with the app. Some of their partners are Adidas, Calvin Klein, Puma, JCPenney, AT&T, Verizon, Armani Beauty, Amazon, and many more – remember, they have 4,000+ partners.
How Does TopCashback Work?
This is where the suspicions from people who hear about TopCashback come from. First and foremost, whenever a user of TopCashback purchases a product from any retail partner of the app, the retailer gives compensation or commission to TopCashback for sending them a lead or customer.
What the majority of cashback companies do is that, they take their percentage out from this commission, and then send what remains to the user. However, that’s not the case with TopCashback because members receive a 100% commission.
One may ask, how then does TopCashback make money if it gives away all commission received from its partners back to its users? The app makes all its money from advertisements and sponsorship deals. In addition, TopCashback partners also pay them when they generate huge profits from their users.
There are so many deals TopCashback brings to its users. We have Green Monday, Cyber Monday, and Black Friday.
There are so many categories to choose from on TopCashback, these are:
- Travel
- Home & Graden
- Fashion
- Tech
- Toys
- Curbside Pickup, etc.
How Much Money Can You Earn With TopCashback?
It depends on the conditions set by the partners of TopCashback at a particular moment. Earnings or cashback percentages are unstable. But here’s a typical cashback percentage from some retailers/partners.
How To Get Cashback From TopCashBack?
One should know that you cannot get cashback from TopCashback unless you have signed up. Sign Up process is very easy to go through. Follow these steps to create your account, shop, and claim your cashback.
1. Sign Up
There are only two ways you can sign up for TopCashback; it’s either you download the app on your smartphone from Apple or Google Play store or visit the TopCashback website.
There’s no filling out of lengthy forms – just two things needed to sign up: Your email address and a password. After entering these details and signing up, the app would send a message to your inbox that you have to confirm.
2. Go through the deals/offers
Once you’re accepted, go through all the amazing deals on the platform. If you come across a deal that you like, click on “Get Cashback” and you’ll be redirected to the homepage of that brand or retailer – where you can shop and get your cash back!
3. Wait for your cashback
Literally, after shopping the cashback does not become available on the same day. It would take 7 days for the retailer to pay the commission to TopCashback, and then 3 months for TopCahback to make your cashback payable. So you have to wait for up to three months to claim your cashback.
TopCashback withdrawal methods
Your payout details have to be accurate before you can withdraw your cash.You can redeem your cash via:
- Direct bank transfer.
- Gift cards.
- PayPal.
Other Offers On TopCashback
1. Referral Program
Invite others to join TopCashback and get $29 whenever one of them makes their first $10 cashback.
2. Coupons
There are coupons available for some retailers that would enable you to get extra cashback apart from the one you would basically earn for shopping.
3. Payout Bonus
On top of your cash back, there are payout bonuses available depending on the payout option you choose to receive your cash. Here are TopCashback’s Big Bonus Payout Options:
- Visa prepaid card: 7%
- PayPal
- BACs transfer (U.K. residents)
- Dining out cards(U.K residents)
- Virgin experience card(U.K. residents).
Is TopCashback Legit?
Yes, TopCashback can be trusted. Users of TopCashback always appreciate the customer service of this app. Their only concern was the tracking system of TopCashback that was unable to monitor all purchases. However, the problem is being taken care of by TopCashback.
All the same, Topcashback has a 3.72-star consumer rating, a 4.7-star rating from the Apple store, a 4.2-star rating from the Google Play store, and a 4.4 rating from Trustpilot.
Pros Of TopCashback
- 100% commission for users.
- Free to sign up.
- Referral programs and other offers to earn more money.
- Over 4,400 brands/retailers.
- User-friendly platform.
Cons Of TopCashback
- No signup bonus.
- Bad tracking system.
- It takes months to redeem your cashback.
Competitors Of TopCashback
- Rakuten
- Ibotta
- Dosh
- RebatesMe
Final Words
So for the suspicions you had as to whether TopCashback was legit or not, now you know that it is legit and can be trusted. If you like how TopCashback operates, and you’re comfortable with the payment duration and cashback offer percentages, then I think you can sign up now.
But it’s not the ultimate cashback platform out there. TopCashback is probably the 4th best Cashback site. I wish you well. Have happy savings!
Manuelo is an entrepreneur and a personal finance nerd. He is the founder of Dollars And Freedom. An expert in side hustles, online gigs, and everything about making money. His works have been featured on major financial publications, like Business Insider, GoBankingRates, Investopedia, Entrepreneur, and more. When he’s not busy with his blog or writing for others, you’ll catch him hanging out with loved ones or reading books on stoicism and self-development.
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